Terms of Service

1.1 Lara is a browser extension and digital tool offered by Knowsis Ltd. Lara is designed specifically for financial professionals to enhance productivity, streamline critical reading, and manage annotations from digital content such as websites, PDFs, and e-books.

1.2 By accessing and using Lara (the “Service”), you acknowledge that you have READ, UNDERSTOOD, and AGREED to be bound by these Terms. If you do not accept these Terms, you must refrain from accessing or using the Service.

1.3 Your use of Lara forms a legal agreement between you and Knowsis Ltd. (“Knowsis,” “we,” “us,” or “our”), whose principal office is located at [Insert Address], United Kingdom.

1.4 This Agreement comprises: (A) the Terms outlined here and (B) Knowsis’s Privacy Policy ([Insert Privacy Policy URL]).

2.1 Knowsis reserves the right to update or revise these Terms. Any changes will be communicated by posting the modified Terms on our website or through the Service.

2.2 The effective date of any changes will be clearly indicated, allowing you to determine if updates have occurred since your last review of these Terms.

2.3 Continued use of the Service constitutes your acceptance of the revised Terms. If the changes are unacceptable to you, your sole remedy is to cease using the Service.

3.1 No Investment Advice or Recommendations: Lara is intended to assist financial professionals in managing, annotating, and highlighting digital content. Neither Lara nor Knowsis Ltd. provides investment advice, financial advice, or any recommendations for specific securities, financial instruments, strategies, or other investment products.

3.2 User Responsibility: Any decisions you make based on information you highlight, annotate, or review using Lara are entirely your own responsibility. Knowsis Ltd. assumes no liability for any actions taken based on data or insights generated using the Service.

3.3 No Fiduciary Relationship: Knowsis Ltd. is not acting as a fiduciary, financial advisor, or investment consultant in providing the Lara Service.

3.4 Independent Research: Users of Lara are solely responsible for conducting their own independent research, due diligence, and professional analysis before making any investment decisions.

3.5 Disclaimer of Accuracy or Completeness: Lara does not verify the accuracy, completeness, or suitability of any content annotated or managed within the platform. Users should not rely on any output or functionality of Lara as a substitute for professional financial judgment.

4.1 Users must be financial professionals or acting in a professional financial capacity to use Lara. By creating an account, you confirm that you meet these criteria.

4.2 Users must be at least 18 years old to use the Service.

4.3 You must provide accurate and up-to-date information when creating your account. Failure to do so may result in suspension or termination of your account.

4.4 You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Sharing credentials or unauthorized access is prohibited.

4.5 Notify Knowsis immediately of any security breaches or unauthorized use of your account.

4.6 All communication regarding your account will be conducted via email or in-Service notifications.

5.1 Knowsis grants you a non-exclusive, revocable license to access and use Lara, subject to the following:

5.2 Knowsis reserves the right to modify or discontinue the Service or any of its features at its sole discretion.

6.1 “Content” includes highlights, annotations, and any data you input or generate through Lara.

6.2 By submitting Content, you grant Knowsis a limited license to store, use, and distribute it for the purpose of operating, promoting, and improving the Service.

6.3 You retain ownership of your Content. Knowsis disclaims all liability for Content uploaded by users.

6.4 You agree not to upload Content that violates laws, copyrights, or third-party proprietary rights.

7.1 Knowsis respects copyright laws and may suspend accounts of repeat infringers.

7.2 If you believe your copyrighted material has been used without authorization, submit a notice via [Insert Contact Form or Email Address].

8.1 Lara may contain links to third-party websites. Knowsis is not responsible for their content, policies, or practices.

8.2 Knowsis disclaims liability for any damages arising from reliance on third-party resources.

9.1 You may terminate your use of Lara at any time by deactivating your account.

9.2 Knowsis reserves the right to suspend or terminate your account if:

A. You breach these Terms;

B. The Service is discontinued or becomes unlawful to provide;

C. The Service is no longer commercially viable.

10.1 Lara is provided "as is," without warranties of any kind, including fitness for a particular purpose or non-infringement.

10.2 Knowsis does not guarantee uninterrupted or error-free operation.

11.1 To the maximum extent permitted by law, Knowsis is not liable for:

A. Indirect or consequential losses, including loss of profit, goodwill, or data.

B. Losses resulting from reliance on third-party content or services.

11.2 Our total liability will not exceed the fees you have paid within the last 12 months or £100, whichever is greater.

12.1 Paid subscriptions are billed monthly or annually, and payment details are processed through a secure third-party provider.

12.2 Free trials must be canceled before expiration to avoid charges.

12.3 Subscriptions can be canceled at any time via [Insert Subscription Management Link].

12.4 Refunds are not provided unless required by law (e.g., within 14 days in the UK/EU).

13.1 These Terms are governed by the laws of England and Wales.

13.2 Any disputes arising from or relating to these Terms or the Service will be resolved exclusively in the courts of England and Wales.

For questions or concerns, please contact Knowsis Ltd. at info@knowsis.com